FHA Loan Rules And Mortgage Closing Costs
December 03, 2019
FHA home loan rules for mortgage closing costs include a requirement that down payment funds come from approved sources, but there are plenty of other guidelines for the money you’ll need to pay at closing time.There are three basic categories when it comes to your home loan closing costs, some of which are subject to change. Some ...
5 Tips For First Time Home Buyers - Avoid Paying Too Much For a Mortgage
December 01, 2019
For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives.There are a number of benefits to owning your own home: it provides more housing security for you and your family; the equity ...
Top 13 Tasks To Complete After Closing On A Home
December 01, 2019
What Are The Most Important Things To Do After Closing On A House?There are many steps to buying a house that buyers are often aware of. On the other hand, there are also many steps that buyers should take after closing on a new home that many buyers aren’t aware of. It’s important ...
How Long Can This Economic Recovery Last?
November 26, 2019
How Long Can This Economic Recovery Last? The economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while unemployment rates are at record lows. Home price appreciation is beginning to reaccelerate. This begs the question: How long can this economic recovery last?The Wall Street Journal (WSJ) Survey ...
Homeownership Open House Opportunity
November 25, 2019
Homeownership Open House Opportunity! - 5611 Tipton Road Monroe, NC - How to be a homeowner successfully purchasing this HUD-owned home! This Monday 11-25-2019 from 9:00am to 11:00am. Large lot, ideal for a small horse farm . EMJ Realty 704-536-5356...
Top 10 Most Expensive Mistakes You’re Making on Your Home
November 25, 2019
By Cary Teller Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are the 10 most expensive mistakes you could be making in your home. 1. Using Traditional Light bulbs If you still have incandescent light bulbs in your home, you could be throwing a lot of money away ...
10 Biggest Mistakes in Selling your Home
November 23, 2019
These are the 10 biggest mistakes sellers make according to US News and World ReportHere are 10 mistakes to avoid when selling your home:Working alone.Waiting to sell.Pricing too high.Refusing to make changes.Keeping clutter.Skipping major repairs.Cutting costs on photography.Being unavailable.Being unwilling to negotiate.Letting your emotions get the best of you. ...
National Gingerbread Cookie Day!
November 21, 2019
National Gingerbread Cookie Day on November 21st encourages us to grab the rolling pin and cookie cutters. The baking will warm the home and decorating will inspire us to design tasty cookies while making memories!YIELDS: 25 Prep Time: 10 Mins Refrigeration Time: 3 Hours Cook Time:10 Min Total Time: 3 Hours 20 MinsINGREDIENTS3/4 c. (1 1/2 sticks) butter, ...
5 Steps to Finding Your Next Home
November 15, 2019
5 Steps to Finding Your Next Home01 Nov 2019 by Gerald J. RichardsonWhether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1Buying a home is a significant ...
How to Assess a Home's Neighborhood
November 14, 2019
While you can’t control what happens outside your home, these are ways to assess the value of a home’s neighborhood – and whether it’s right for you:AESTHETICSLooks aren’t everything, but they do say a lot about a neighborhood. An attractive neighborhood shows people care about it. And that great curb appeal can be helpful down ...
How to Assess a Home's Neighborhood
November 14, 2019
While you can’t control what happens outside your home, these are ways to assess the value of a home’s neighborhood – and whether it’s right for you:AESTHETICSLooks aren’t everything, but they do say a lot about a neighborhood. An attractive neighborhood shows people care about it. And that great curb appeal can be helpful down ...
Top 10 Tips for Selling Your Home During the Holidays
November 14, 2019
The holiday season from November through January is often considered the worst time to put a home on the market. While the thought of selling your home during the winter months may dampen your holiday spirit, the season does have its advantages: holiday buyers tend to be more serious and competition is less fierce with fewer homes being actively ...
Winter Home Improvements That Are Worth The Investment
November 14, 2019
Home Tips for Saving Yourself Money This WinterHere are 10 home improvements that you can make this winter that will save you both money and energy:Caulk around windows and doors, making sure that all cracks and holes are sealed. This will keep the cold air out of your house, which will keep your heater from working overtime. If ...
Tips to get your property "Winter Ready"
November 14, 2019
Important home maintenance before winter It is almost that time, to start turning down thermostats, breaking out the fuzzy blankets and cozying up near a hearth to enjoy chilly nights. Transitioning from one of the hottest seasons in year to a forecasted icy winter can affect your home more than you might think. Home maintenance covers an array ...
Buyer Demand Growing in Every Region
November 14, 2019
Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.According to the latest ShowingTime Showing Index,“Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.”Buyers ...
Steps in Staging the Interior of a Home
November 13, 2019
Usually sellers wish to have their properties on the market for a quick of a sale as possible. Therefore it is important that the property looks it's best for that potential buyer. By using home staging techinques, the seller is able to enhance the home's best assets and help that potential buyer to see that property as ...
Upsizing Your Home
November 13, 2019
Unfortunately, our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof.Remodeling and adding to your home is one option for creating more space, ...
Downpayment Assistance
November 12, 2019
The BoA says it hopes its Neighborhood Solutions program will help more than 20,000 buyers enter homeownership within the next five years.The program includes both down payment assistance and closing costs assistance. There’s also “low down payment mortgage” option, plus grants that can be applied to non-recurring closing costs. BoA is also partnering with both ...
5 Mistakes Veteran and Military Home Buyers Make
November 12, 2019
No. 1: Not using a VA-savvy real estate agentIf you’re getting a VA loan, make sure you work with a real estate agent who understands the VA home loan process. When you’re buying through the Veterans Affairs department, you’ll need to find a home that meets VA home loan property requirements. A VA appraiser will ...
5 ESSENTIAL TIPS FOR AN ECO-FRIENDLY MOVE
November 12, 2019
NuEnergy BlogEco-Friendly TipsUnfortunately, moving home can leave it’s mark on the planet. You may be thinking that moving is a fairly eco-friendly operation since most people use recyclable boxes anyway. However, moving also often involves a lot of waste, a significant amount of traveling and unnecessary materials. If you’re concerned about making your home move ...
Planning on Buying a Home? Be Sure You Know Your Options.
November 12, 2019
When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyers are considering a new home that’s recently been constructed, or they’re building ...
Carbon Monoxide Detectors
November 12, 2019
From Pillar to Post Home InspectionsCARBON MONOXIDE: A DEADLY DANGER With winter coming on to cool much of North America, it’s worthwhile to address a potential hazard that arises with increased use of fuel-burning appliances such as furnaces and water heaters: carbon monoxide. Carbon monoxide (CO) is an odorless, colorless gas produced by the combustion of fuels such ...
DO WHAT YOU SAY YOU’RE GOING TO DO
November 12, 2019
This is a major factor in the trust-building process. Be the agent your clients can rely on and always do what you say you’re going to do. The second you drop the ball on something, your clients will naturally build skepticism....
Marketing a Listing? MLS Submission Will Soon Be a Must
November 12, 2019
Source: "Marketing a Listing? MLS Submission Will Soon Be a Must" NAR (November 11, 2019)At its Nov. 11 meeting, NAR’s Board of Directors approved MLS Statement 8.0, also known as the Clear Cooperation policy. The policy requires listing brokers who are participants in a multiple listing service to submit their listing to the MLS within one ...
Historic Elmwood Park
November 11, 2019
Nestled in the historic district in the heart of Columbia, SC sits the residential community of Elmwood Park. The residential side of Elmwood was officially founded in 1905 when the original state fairgrounds were moved from that location to its current location down from the University of South Carolina and the lots were sold at auction. Housing styles ...
