K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Choosing the Right Lender

July 25, 2018

In today’s competitive world, mortgage lenders will practically be ready to break your door down to represent you before someone else. However, eagerness should be regarded with caution because it is important to find the right fit in your lender. Choosing the right lender could not only create a withstanding, professional relationship but in turn also save you ...

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Home Selling is Personal

July 23, 2018

  Technology and Real EstateReal Estate has always been a relationship with people business.  However modern technological advances have changed the pace and temperance that the real estate business is conducted.   This blog is designed to educate consumers on things to consider when supplementing technology for good old fashioned licensed experience.The new ...

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Alabama - real estate

July 22, 2018

Alabama's weather can be diverse, with hot, humid summers, but its winters are generally mild, a fact no doubt appreciated by those who've lived in northern climates and who've had their fill of winter snowstorms. Snowfall is more common in the northern region of the state than in the south, but snow is still a relatively ...

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4 Reasons Adjustable Rate Mortgages are on the Rise

July 20, 2018

When it comes time to take out a mortgage on a property, there are many different types of loans available. From government-backed VA and FHA loans, to conventional fixed-rate 15-, 20-, or 30-year loans, there are lots of options to consider. One avenue you may not have considered — and may have even been warned against — however, ...

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July 2018 Middle Tennessee Market Update

July 18, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 10% vs. 2017 year to date.  Thinking of ...

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Buying In Tight a Supply Market by Sandra C Brown, Broker Dream Catcher Realty

July 16, 2018

Buying a Home In a Tight Supply Market By Sandra C Brown, Broker/Owner Dream Catcher Realty Sevierville,TN  Don't let a tight supply of homes keep you out.  Follow these steps to secure your new home.  1) Get preapproved. 2) Have the EMD and downpayment ready in the bank. 3) Make a ...

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17 Things to Never, Ever, EVER Do to Your House

July 15, 2018

What may seem like a good idea, often isn’t. Here are 17 common mistakes new homeowners often make. #1 Get Rid of Your Only TubIf resale value is important to you, don’t get rid of your only bathtub no matter how dreamy that walk-in shower looks.It will make it harder to sell when ...

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TIPS TO SELLING YOUR HOME

July 15, 2018

TIPS TO SELLING YOUR HOME Listed belowed are just a few trips to help you sell your house with ease. Tip #1: Clean, clean, clean!     Make sure your house is tidy before meeting with your agent. This is because once you sign those listing documents, your agent is going to want to take marketing ...

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Mortgage rates are falling. Here’s what that means for agents

July 14, 2018

Mortgage rates are falling. Here’s what that means for agents - from Joe Ward, Atlanta Agent MagazineA consensus among mortgage industry leaders heading into 2018 was that interest rates would rise. The Mortgage Bankers Association predicted that interest rates could hit 5 percent by the end of the year.And while mortgage interest rates have modestly increased this ...

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Tips for Buying Your First Home and Mistakes to Avoid

July 13, 2018

BY ELIZABETH WEINTRAUB Updated May 06, 2018I have written hundreds of articles about the home buying path and gone into excruciating detail about every single step involved in buying a home. It dawned on me that buyers really need a basic overview. Especially for first-time home buyers who aren't familiar with the process.Bear in mind that the ...

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5 Way to Increase Your Credit Score

July 13, 2018

5 ways to increase your credit score        Manage all late payments. Pay off debt strategically.Setting up payment due date alerts with all credit cards and loans is a great way to stay organized and on top of things! Make sure to coordinate your payment due dates to appropriately fit your paycheck schedule....

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10 MORTGAGE TIPS THAT WILL MAKE HOME BUYING EASIER

July 12, 2018

  Getting a mortgage is not as easy as it used to be.Since the mortgage crisis, lenders have begun evaluating mortgagees on a whole new level.If you’re going to successfully navigate the mortgage market today and come out of it a new homeowner, it helps to have some mortgage Keep reading for 10 tips that ...

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Terry Watson's Three Sheets

July 12, 2018

By Tony Smith, Wanda Smith & AssociatesRecently, I was honored to attend a Leadership Conference & Training at the National Association of REALTORS® headquarters in Chicago. It was a remarkable and intense few days with lots of meaningful and useful information, both on being a leader and being a REALTOR®. One of the most memorable (and amazing) speakers was ...

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If you are thinking of a laid back lifestyle everyday, the time to move to Bluffton, SC is now!

July 12, 2018

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Top 3 Things to Do Today to Get your Home Sold in Tuscaloosa & Birmingham Area

July 12, 2018

 No viewings for the past few weeks? Getting plenty of viewings but no offers?Selling your home for top dollar takes hard work and the right mindset to strike a deal. To make that happen,DSEAYCOM put together a list of things all home sellers should do to get their home sold in the Tuscaloosa & Birmingham areas....

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Wallpaper: yes or no?

July 11, 2018

Wallpaper has had a bad reputation for being a fad of the past, outdated and tacky.  But it’s making more and more of a comeback, with more of a modern flair of course.Advances in adhesives have made the daunting task of applying wallpaper a little more user friendly than wallpaper from the 70s-90s.  Self-stick wallpaper ...

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How to Avoid Real Estate Burnout

July 11, 2018

by Pamela BabcockIt’s 10 p.m. and the smartphone on your bedside table pings, casting a familiar glow. Your partner is asleep, but the seller, who’s closing in three weeks, sent a text. They want the foyer chandelier after all. Do you fire off a hair-trigger response? You might want to think twice if you want some ...

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Advantages of Homeownership

July 10, 2018

 Is owning a home right for you?Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards. To help you decide if owning a home makes the most sense for you, here are some of the main reasons people choose homeownership over renting.It’s a Good InvestmentWhile home prices move in cycles ...

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What Causes Delayed Settlements?

July 09, 2018

It seems as if real estate transactions never close on time or by the date stated in the contract.  While this can be typical in a real estate brokers’ work, this can create a lot of stress and frustration in a buyer or sellers life.  In today’s current market, there are so many factors that can ...

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Maintaining Your AC Unit

July 09, 2018

.An air conditioner filters, coils and fins require regular maintenance for the unit to function effectively and efficiently throughout the years. Here are some ways to improve your comfort and efficiency. 1) Air Filters- the most important maintenance task that will ensure the efficiency of your air conditioner is to routinely replace or clean its filters ,.clogged dirty ...

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Surveys

July 09, 2018

When buying a house in a subdivision one would probably not have a survey but if you are buying a large parcel of land it is always recommended, even if the previous owner has provided you with one. Putting up a fence on a property seems pretty simple but in fact it could be dangerous without a survey....

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Alabama - affordable living!

July 06, 2018

From the breathtaking silky white sand beaches to the crisp breeze that blows across the lush mountains, Alabama's mesmerizing natural wonders is one of the main reason people from across the state choose to migrate here. With the vision of a progressive city and the comfort of a small-town community, life in Alabama affords its residents a life ...

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How to Make Your Bathroom Feel Larger!

July 06, 2018

Small bathrooms can be found in just about any type of home, from condos and townhomes to houses. You wish it was larger but you don’t want to tear down any wall. Try the below tips to help make any small bathroom feel spacious, which means no wall demolition!Brighten The RoomBring in as much light as possible. ...

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How Do I Get My Charlotte NC Home Ready to Sell?

July 05, 2018

Post by: Nancy Braun, Showcase Realty Want to sell your Charlotte NC Home Fast and For Top Dollar?  Here's what you need to do...  Organize and prioritizeAre you thinking of putting your  Charlotte NC home up for sale?  For many sellers, one of the most dreaded tasks is to prepare the home for ...

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The MUST DOs of Buying a HUD Home

July 05, 2018

Always speak with a HUD registered real estate agent. Only a HUD registered real estate agent can represent buyers in the purchase of a HUD home.Get all the facts. Your agent can typically provide you with more info on a HUD home than seen by the naked eye.ALWAYS get an inspection. You never really know what you’...

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