K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Should A Buyer Purchase Title Insurance?

July 03, 2018

 YES…YES…YES…always purchase title insurance. Purchasing an owner’s title insurance can provide the new homeowner with “peace of mind” as it relates to the title involving a property. The fee is a one-time fee that the buyer pays at time of purchase. You never pay this fee again as long as you own this ...

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3 Ways To Increase Your Home Value In The First Year

July 03, 2018

A large waterfall island anchors the design of the remodeled kitchen in February 2018 in Chevy Chase, Maryland. (Photo by Katherine Frey/The Washington Post via Getty Images)My first year of home ownership looked something like this: three bathroom updates, basement renovation, updated backyard landscaping and a heck of a lot of paint. Although my husband and I intentionally planned ...

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Tennessee Renovation Loan Program

July 02, 2018

The Tennessee Renovation Loan Program (TRLP) will help sustain homeownership across the state. The Program Goal is to help provide safe and sound housing to households of low income, veterans, seniors and homeowners with special needs through loans for repairs or improvements.Who is eligible to apply?A resident owner of a 1-4 unit stick-built or manufactured home (single ...

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HHF Down Payment Assistance

July 02, 2018

If you qualify for a Great Choice Home Loan and you’re purchasing an existing home in a designated ZIP Code, you can apply for $15,000 in financial assistance for your down payment and closing costs. The Hardest Hit Fund Down Payment Assistance (HHF-DPA) program is available to Great Choice borrowers who purchase a home in a neighborhood ...

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HIDDEN HOMEOWNER COSTS

July 02, 2018

Factor these hidden costs into your budget when you’re planning to buy a home.Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay ...

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Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance?

July 02, 2018

Is There Such A Thing As A Refund For FHA UFMIP Mortgage Insurance? Is there such a thing as a refund for FHA Up-Front Mortgage Insurance or FHA UFMIP? This mortgage insurance premium is required on FHA loan transactions and must be paid either in cash at closing time or must be financed into the loan amount.FHA ...

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You can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish.

July 01, 2018

Are you considering the purchase of a HUD Owned Property?  You have the cosmetic improvements understood and can’t wait to let those creative juices flow - but those routine maintenance and repairs have you a bit skittish. Have you been afraid to purchase your own home, out of a fear of the cost to maintain it or ...

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Advantages of Buying a HUD Home

June 29, 2018

Advantages of Buying a HUD HomeWhen it's time to buy a home, should you consider looking at a HUD-owned property? I say, 'Yes' and that you want to look at HUD homes FIRST because of the many advantages of buying from HUD. Here are just a few: 1) Competitive Prices - ask your Realtor to show ...

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8 Tips on How to Buy HUD homes

June 28, 2018

 Tips for buying HUD homes:Find the right real estate agent. Only real estate agents who are registered with HUD may represent home buyers and investors in the purchase of HUD homes online.  They have to have a special (NAID number).Inspect the property before making an offer.Know if it qualifies for your type of loan or ...

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Middle Tennessee Real Estate Market Update

June 27, 2018

The real estate market is still hot! In the Middle Tennessee area of Manchester, TN; Home sales are up 8% from last year to date. Even with limited inventory, not only the number of sales, but the sales price is increasing. Median home prices for 2018 are up 8% vs. 2017 year to date.  Thinking of ...

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First Time Home Sellers

June 19, 2018

First Time Home SellersPosted on May 29, 2018 in Uncategorizedhttps://www.kmmrealty.com/myadmin/article-add.php In a seller’s market there s a high demand on re sale properties.  If you currently own a home, it is the perfect time to consider selling and buying another home.   Here are some things you need to consider before you sell ...

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To Be or Not To Be

June 18, 2018

Is that the question?  Yes it is..  Do you want to be a part of the current housing market but can't afford some of the rising costs associated with new construction? There is a great opportunity to be a part of the HUD Home process. HUD releases many of its foreclosed homes back onto the open ...

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101 FUN AND FREE (OR ALMOST FREE) THINGS TO DO WITH YOUR KIDS THIS SUMMER

June 18, 2018

 Places to Go1. Attend an outdoor Summer concert.2. Go see an outdoor Summer movie.3. Visit a new park or playground.4. Visit a farm.5. Tour the firehouse.6. Go to the beach. 7. Visit a botanical garden.8. Visit a museum on a Target Free Day. 9. Go Bowling (kids bowl free).10. ...

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Hidden Figures: 5 Factors That Influence Home Values

June 17, 2018

Hidden Figures: 5 Factors That Influence Home ValuesVery often it’s easy to see why one house comes to market bearing a bigger-than-average price tag, but in other instances, it’s not so obvious. In those cases, it’s likely that a handful of more obscure and hard-to-measure price influencers are at play, according to a study by HouseCanary....

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Five tips for first-time buyers

June 15, 2018

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. 1. Save as early as you can: Even if you think you’re years away from buying your first home, try ...

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Freshen up Your Home's Curb Appeal

June 15, 2018

 Freshen Up Your Home's Curb AppealStep outside and use these tips to show off your home to its best advantage this summer.  Time to pack away the winter coats and pull out those Wellies — summer is finally here! With this checklist as your guide, help your home burst into summer with a curb appeal makeover. ...

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8 Signs That You Were Destined to Work in Real Estate

June 15, 2018

Very few people are lucky enough to know what they want to do from a young age and even fewer are fortunate enough to see their dream through. You might have wanted to become an astronaut when you were 4 years old, but the chances that you're currently orbiting earth in the International State Station are fairly slim....

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GREEN HOME FEATURES TO IMPROVE THE VALUE OF YOUR HOME

June 15, 2018

Green Home Features That Can Improve The Value Of Your HomeA green home is a home that is more energy efficient than the average home and has been built/remodeled using environmental friendly techniques and materials. Often times the use of environmental friendly materials or building techniques result in a better environment for those living in the home due to ...

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THE TAX BENEFITS OF OWNING A HOME

June 15, 2018

There are many benefits to home ownership. Owning your own home means you are your own landlord and can customize your home the way you see fit without having to worry about breaking the terms of your lease. Additionally by owning a home that is either paid off or on a fixed mortgage you don’t have to worry ...

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Open your door to a slower pace of life, walk to the beach, and everyday vacation living.

June 15, 2018

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These are the 5 issues impacting real estate right now

June 14, 2018

By Caroline Basile, Housing WireThese are the five issues impacting real estate right now:1. Rising rates and the economyAs we saw today, the Fed raised rates for the second time this year. CRE’s report said that increasing rates exacerbate the affordability crisis and has stakeholders concerned about a potential recession in 2019-2020, which would impact jobs. “...

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7 TIPS FOR GETTING A QUICK SALE ON YOUR PROPERTY

June 14, 2018

A lot of houses sit on the market for months before they sell, but sometimes that simply isn’t an option.When you need your house to sell your property quickly, you have to clean your house, update appliances, and make it look inviting from the outside. These changes may take a bit of work, but they will elevate ...

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NAID Recertification/SAMS-1111 Changes by Tony Smith, Wanda Smith & Associates

June 14, 2018

Almost everybody has done it. And if you’re not one of the broker’s who has done it, you’re probably one of the brokers who came awfully close. I’m talking about letting your NAID certification lapse.OOPS!It happens.  I think as an industry we’ve gotten so used to reminders and notifications, when we ...

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Top Reasons Why Now Is the Best Time to Sell Your Home | Nancy Braun on Charlotte Today (WCNC-NBC)

June 14, 2018

Post by: Nancy Braun, Showcase Realty Thinking About Selling Your Charlotte Home?  Now Is The Perfect Time! Owner and broker-in-charge of Showcase Realty LLC, Nancy Braun, teams up again with Charlotte Today hosts, Colleen Odegaard and Eugene Robinson, to discuss real estate trends in Charlotte. They talked about why homeowners who are thinking about selling should ...

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HUD-rricane preparation 101

June 14, 2018

Hurricane season has begun! What can you do to secure and protect your home frompossible storm and hurricane damage?Category 4 Hurricane Matthew, devastated the southeast coast of the US and sentFlorida, Georgia and North Carolina residents to evacuate. Matthew has generated over$218 million in insurance claims and left behind more than $6 billion worth of propertydamages, according to ...

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