Active 55+ Communities in Triangle/RDU area
November 14, 2017
Over the years active adult communities have evolved to accommodate the ever-changing needs and lifestyle of today’s Baby Boomers. The Triangle area of North Carolina (Raleigh-Durham-Chapel Hill) has become one of the most popular places to retire and relocate for the working Boomers. The relatively low taxes, moderate four-season climate, world class medical facilities, abundant recreational and educational ...
HUD Home Network LLC
November 13, 2017
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Fall Home Maintenance Checklist
November 10, 2017
FallSeptember☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your fire extinguisher(s)October☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your fire extinguisher(s)November ☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your fire extinguisher(s)Quarterly ...
Mecklenburg County Office of the Tax Collector Seeking Bidders for Tax Delinquent Properties
November 09, 2017
Mecklenburg County Office of the Tax Collector (OTC) has awarded K.M. Minemier & Associates, LLC (KMM) an innovative marketing opportunity to advertise and encourage third party bidder interest for tax delinquent properties subject to tax foreclosure sale.KMM has implemented a strategic marketing plan to support the OTC in enhancing their current tax collection efforts by fully utilizing ...
Do I Need A Home Inspection?
November 09, 2017
Post By: Nancy Braun, ShowcaseRealty.com Protect your interestWhen you buy a Charlotte NC home, you buy its amazing features and great location. You also buy its flaws. Not all homes are perfect. Even some new construction homes have minor flaws.Your home is a big investment, and you want to make sure it is in good ...
Understanding HOA's & Buying a Home
November 09, 2017
Understanding HOAs and buying homesPosted on October 30, 2017 in Uncategorized Understanding an HOAHome Owners Associations (HOA) are the governing entity for most suburban communities. They are a both a good thing and can be…. Just a thing to the owner of a property.An association manages and maintains the common/shared areas of a community. They are also in ...
Mecklenburg County Seeking Bidders - 2701 Catalina Avenue
November 08, 2017
The OTC is currently soliciting bidders for 2701 Catalina Avenue, Charlotte, NC a Tax Delinquent Property subject to foreclosure. Bidders can acquire ownership through the bidding process at the Mecklenburg County Courthouse.Information about 2701 Catalina Avenue or other properties subject to tax foreclosure can be viewed at www.kmmrealty.com. Sign-up for pre-bid registration, auction foreclosure ...
Smart Enhancements for Rental Properties
November 08, 2017
Many Americans today own a property aside from their primary residence that they consider an investment property. Whether it is acquired through an inheritance from a family member, or a purchased fixer upper foreclosure, finding a good long-term tenant that will take care of your investment is important! Here are some things you can do to make ...
3 tips for buyers during a home inspection
November 08, 2017
One of the most stressful parts of buying a home is the home inspection. Getting the most value from a home inspection is crucial, especially since any missed item can cause a significant amount of trouble a few years or decades down the road. With that in mind, let’s take a look at a few tips on how ...
4 Home Improvement Jobs You Should ALWAYS Hire Out
November 08, 2017
4 Home Improvement Jobs You Should ALWAYS Hire Outby Mindy Jensen | BiggerPockets.com I am a huge fan of doing it yourself. My husband and I have flipped numerous houses, but on a fairly small scale, one home at a time and doing almost all of the work ourselves. YouTube is a great source of information—there ...
5 Things You Need to Know When You Walk Into A Public Open House
November 07, 2017
While viewing pictures of properties on line can be entertaining, there’s nothing quite like seeing your future home in person. From dreaming about setting the first turkey on the table for Thanksgiving, the first Christmas in the home, to playing in the backyard with your children or grandchildren… it’s exciting! An Open House is a ...
Avoiding Foreclosure
November 03, 2017
There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist ...
Maximize the Selling Price of Your Property
June 27, 2017
Three inexpensive tips to maximizing the selling price of your home.CURB APPEALA little landscaping goes a loooong way...A study of homes in Greenville, S.C., from researchers at Clemson University found that the value of homes with landscapes that were upgraded from "good" to "excellent" and resulted in an overall increase in value by 6 ...
e-Signature Coming to a HUD Sales Contract Near You!
April 27, 2017
Effective May 1, 2017, HUD is allowing e-signatures as a method of sales contract execution.It's here! e-Signature, it's here! We understand for most real estate professionals you've probably been using an e-signature tool for years and this doesn't really sound all that exciting, but for those of us in the HUD-owned world, ...
Region 6A HUD Asset Management Operations to Transition to KMM
April 24, 2017
IMPORTANT ANNOUNCEMENTTENNESSEE, ALABAMA & MISSISSIPPI - REGION 6ATo all HUD Registered Brokers/Agents and FHA Roster Appraisers -The 3.7 Asset Management of HUD-owned homes located in Tennessee, Alabama and Mississippi (6A Region) will be aligned to K.M. Minemier & Associates (KMM) transition beginning June 1, 2017. To prepare for the upcoming alignment, KMM will be issuing ...
Fair Housing Month
April 19, 2017
Each April we come together to celebrate the landmark passage of the 1968 Fair Housing Act. This year members of The Spartanburg Association of Realtors met with Mayor Junie White to sign the Fair Housing Proclamation and reconfirm our commitment as Realtors to NAR Fair Housing Declaration.Fair Housing DeclarationI agree to:Provide equal professional service without regard to the ...
Name That Tune!
April 17, 2017
The title of this blog post probably gives away my age...okay, definitely gives away my age. But some of you may remember the game show Name That Tune!, where contestants, competed to "name that tune" in as few notes as possible.If we were to play a version of that game today, how many words would it ...
Buying a Home...Where to Start?
March 20, 2017
We get calls every day from consumers in the marketplace interested in the homes we have listed. They ask the price, they ask about the square footage, the bedrooms, the baths, and the lot. Then, more often than you would think, sometimes with a shaking voice, sometimes almost in a whisper, they ask the question they've been afraid ...
FHA Mortgage Insurance Premium Rate Cut Suspended!
February 17, 2017
The previously announced rate cut on FHA Mortgage Insurance Premiums that was set to take effect January 27, 2017 has been suspended. The new Secretary for the Department of Housing and Urban Development, Dr. Ben Carson, stated prior to being confirmed, that he plans to "really examine" the financials to ensure a balance between encouraging sustainable home ownership ...
Is Cash Always King?
February 15, 2017
In financial circles, there's a saying, a summation of a long held belief: "Cash is King."But what does it mean?When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...
Benefits of Homeownership
January 18, 2017
When I meet a new client: I tell them, "This is my spill. It does not matter if you younger or older, if you are richer or poor, bigger or little. With the interest rates so low, you can buy your very own home and your monthly mortgage payment will be cheaper than paying rent; and you will ...
FHA Takes Action to Make the American Dream Come True for Many Homebuyers!
January 13, 2017
FHA loans open doors of opportunity for buyers who might not qualify for other conventional loan products. FHA allows creditworthy borrowers to pay an insurance premium, referred to as (MIP) for a mortgage that requires as little as 3.5 percent down payment.The best news of all is The Federal Housing and Urban Development, referred to as (FHA) ...
FHA to Cut Mortgage Insurance Premium Amount
January 12, 2017
On Monday, January 9, 2017, the Federal Housing Administration/Department of Housing and Urban Development announced it will reduce the Mortgage Insurance Premium (MIP) on all FHA loans closing after January 27, 2017. After this date, borrowers will pay 25 basis points less for their MIP.FHA doesn't issue loans, but similar to Fannie Mae and Freddie Mac, they ...
Housing, The Fed and Interest Rates, Oh My!
December 16, 2016
On Wednesday December 14, 2016, for only the second time in eight years, the Federal Reserve raised its interest rate.Okay.What does that mean?Well, obviously we all know what an interest rate is and we know that all other interest rates are based off the Federal Reserve's rate, so we can extrapolate from there that when ...
What is a HUD Home?
December 16, 2016
What is a "HUD Home" or a HUD Foreclosure?HUD homes or HUD foreclosures are homes that were purchased with a FHA loan. When a buyer obtains a FHA loan, the federal government insures the loan. If the buyer defaults on the loan (stops making mortgage payments) the department of Housing and Urban Development pays off the loan ...
